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CBN approves bailout for merger of Unity, Providus banks



The Central Bank of Nigeria (CBN) says it will offer financial support to aid the merger between Unity Bank Plc and Providus Bank Limited.

 

In a statement signed by Hakama Sidi Ali, CBN’s acting director of corporate communications, on Tuesday, the apex bank said the merger is contingent upon the financial support from CBN.

 

The apex bank said the fund will be instrumental in addressing Unity Bank’s total obligations to the CBN and other stakeholders.

 

“The Central Bank of Nigeria (CBN) has granted approval for a pivotal financial accommodation to support the proposed merger between Unity Bank Plc and Providus Bank Limited,” the financial regulator said.


“This strategic move is designed to bolster the stability of Nigeria’s financial system and avert potential systemic risks.

 

“The merger is contingent upon the financial support from the CBN. The fund will be instrumental in addressing Unity Bank’s total obligations to the Central Bank and other stakeholders.

 

“It is unequivocal to state that the CBN’s action is in accordance with the provisions of Section 42 (2) of the CBN Act, 2007. This arrangement is crucial for the financial health and operational stability of the post-merger organisation.”

 

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Also, CBN emphasised that no Nigerian bank currently faces a precarious situation comparable to that of Heritage Bank, which was recently liquidated.

 

“The CBN remains committed to safeguarding depositors’ interests and ensuring the smooth functioning of the banking sector through proactive measures and strategic interventions,” the apex bank said.

 

“The CBN’s decision underscores its dedication to maintaining financial stability and promoting confidence in the banking system during this transformative period.”

 

On June 3, the financial regulator announced the revocation of Heritage Bank’s licence with immediate effect.

 

CBN said the decision was due to the bank’s inability to improve its financial performance.

 

Following the revocation, online reports claimed CBN would terminate the licences of Unity, Polaris, and Keystone banks.

 

However, on June 4, CBN said the reports were false, adding that it has no plans to revoke the licences of the three banks.

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