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Naira crashes further against dollar as CBN vows to punish banks

The naira on Monday dropped further to 370 per United States dollar in the parallel foreign exchange market.

This indicates that Nigerian currency depreciated against the dollar by N2 over the weekend.

The naira had exchanged at 368 to the dollar last Friday

Meanwhile, Central Bank of Nigeria (CBN) has threatened to sanction any Deposit Money Bank (DMB) in breach of its earlier directive instructing them to open teller points for retail forex transactions and to have electronic display boards in all their branches, showing rates of all trading currencies.

A circular issued on Monday warned that the CBN would mete out stiff regulatory sanctions to banks that fail to comply fully with the directive by October 13, 2017.

The circular signed by the Director, Banking Supervision, Ahmad Abdullahi, stressed that the bank would bar erring DMBs from all future CBN foreign exchange interventions.

The CBN had in March 2017 directed banks and authorized dealers to open a teller point for retail FX transactions (PTA/BTA and SME) including buying and selling, in all locations in order to ensure access to foreign exchange by their customers and other users, without any hindrance.

The circular also directed DMBs to have electronic display boards in all their branches, showing rates of all trading currencies, which it urged customers to insist on in processing their foreign exchange transactions for invisibles and the SMEs window.

While noting that the objective was aimed at creating awareness among members of the public regarding the availability of such facilities in branches of the banks at clearly disclosed prices, the CBN frowned at the banks for not fully complying with its directives.

Accordingly, the CBN had given the erring banks a four-week period, expiring on October 13, 2017, to fully comply with its directives or face regulatory sanctions, which it noted include but not limited to being barred from all future CBN foreign exchange interventions.

However, the apex bank yesterday sustained its intervention in the various sectors of the inter-bank Foreign Exchange market with the injection of $545 million.

Acting Director, Corporate Communications, Isaac Okorafor, revealed that the retail Secondary Market Intervention Sales (SMIS) received the largest intervention of $285 million. Other components of the released figures include the $100 million offered for wholesale SMIS, $90 million for Small and Medium Enterprises (SMEs) window and $70 million for invisibles such as Basic Travel Allowances, tuition fees and medical payments.

According to Okorafor, the amount released underscored the CBN’s avowed commitment to ensure a liquid interbank foreign exchange market, where all genuine requests will be met in line with extant forex guidelines.


The CBN spokesperson expressed optimism that, with the accretion to the nation’s foreign reserve, the Bank would continue to fulfil its mandate of safeguarding the international value of the legal tender. He further disclosed that the Bank’s management also remained optimistic about achieving a convergence between the forex rates at both the inter-bank and BDC segments.
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